About Financial Education

People from all walks of life can benefit from financial education. Regardless of your situation, we are here to help! We have trained financial education volunteers ready to assist you in a variety of ways. Below is a list of some of the programs we offer. If you are interested in any of the programs listed or wish to know more about other opportunities, please contact us!

Programs

Our most important goal is to meet the needs in our area for financial education. We can work with you to develop customized programs for your employees, clients, members, and students. Our schedules are flexible and we can work within the timeframe you have available. Just contact us to discuss how our volunteers might be able to assist you. Here are some of the programs we already have available:

This group series helps participants take control of their personal finances. Topics for the six-lesson series include personal finances, understanding credit, developing a spending and savings plan, traditional and non-traditional banking, insurance and record-keeping, and steps to get out of debt.

This program includes a small registration fee

Mentoring provides participants the opportunity to meet individually with a volunteer over several sessions to learn how to manage money more effectively.

A personal financial management class designed to help those having already filed for bankruptcy to get back on their feet through financial literacy and bankruptcy education. (Meets requirements of the bankruptcy code.)

This program includes a small registration fee

Our Speaker's Bureau provides one-time workshops for community groups on a variety of financial topics.

These one-day in school youth financial education programs simulate financial decisions that adults make every day  in order to teach students how to provide for themselves and their families.

Winter 2018 Managing Your Money Classes

Virginia Cooperative Extension is offering a six-lesson “Managing Your Money” series to help participants take control of their personal finances. The series will be offered in four locations, including in Front Royal on Tuesdays beginning February 20th, in Luray on Wednesdays beginning February 21st, in Woodstock on Thursdays beginning February 22nd, and in Winchester on Mondays beginning February 26th. All sessions will be from 6 to 8 p.m.. Topics for the series include personal finances, understanding credit, developing a spending and savings plan, traditional and non-traditional banking, and insurance and recordkeeping. The sixth lesson on Getting Out of Debt is optional. Each session will include a list of “Action Steps” to help participants apply what they learn to their own financial situation. For more information, download the program flyer by clicking here, e-mail Karen Poff at kpoff@vt.edu or call her office at 540-635-4549.

2016 Homebuyer Education Classes

Are you thinking about buying a home, but are not sure where to start, especially in challenging economic times?

Virginia Housing Development Authority’s (VHDA) free Homebuyer Class can help. In one day of training, you'll learn the entire homebuying process from start to finish, and how to stay on track as a responsible homeowner.  The class is offered in-person on a variety of weeknights and Saturdays.

Local housing professionals teach about: personal finance, credit and credit issues, the role of the lender, working with the real estate agent, the home inspection, and loan closing. Participants receive VHDA’s bound “Homebuyer Handbook” and a completion certificate.  This class fulfills the education requirements for certain loan programs and downpayment assistance programs.

In the Northern Shenandoah Valley, the class is offered by Blue Ridge Housing Network, People, Inc., and Virginia Cooperative Extension. Click below to download a copy of the classes scheduled for 2016:

Homebuyer Education Flyer 2016 (PDF)